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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,058 | $100,911+478.8% | $90,440+545.8% | $158,966+267.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 18.99% | 1726.62%-1707.6pp | 1294.38%-1275.4pp | 302.95%-284.0pp |
| Employer contribution / active EE | $13,906 | $3,690+276.8% | $3,263+326.2% | $4,762+192.0% |
| Participant deferral / active EE | $9,238 | $4,348+112.4% | $3,964+133.1% | $5,983+54.4% |
| Admin fee / account holder | $623 | $6,507-90.4% | $5,615-88.9% | $11,250-94.5% |