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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,310 | $126,519+0.6% | $106,201+19.9% | $145,959-12.8% |
| Participation rate | 91.7% | 77.7%+14.0pp | 75.3%+16.4pp | 80.3%+11.4pp |
| Annual return | 11.25% | 225.10%-213.9pp | 116.26%-105.0pp | 561.95%-550.7pp |
| Employer contribution / active EE | $1,282 | $3,726-65.6% | $3,170-59.6% | $4,661-72.5% |
| Participant deferral / active EE | $3,538 | $5,716-38.1% | $5,012-29.4% | $6,689-47.1% |
| Admin fee / account holder | $662 | $17,312-96.2% | $11,039-94.0% | $13,398-95.1% |