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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,140 | $78,707+56.5% | $117,861+4.5% | $70,126+75.6% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 17.58% | 23.30%-5.7pp | 335.11%-317.5pp | 73.15%-55.6pp |
| Employer contribution / active EE | $3,012 | $2,223+35.5% | $3,786-20.4% | $2,343+28.6% |
| Participant deferral / active EE | $4,334 | $3,297+31.4% | $4,482-3.3% | $3,332+30.1% |
| Admin fee / account holder | $8,976 | $5,066+77.2% | $8,021+11.9% | $4,645+93.2% |