Retirement plan

CHILD START, INC. 403(B) RETIREMENT PLAN AND TRUST PLAN AND TRUST

Name: CHILD START, INC. - CHILD START, INC. 403(B) RETIREMENT PLAN AND TRUST PLAN AND TRUST (2017) Form 5500
Creator: CHILD START, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHILD START, INC. 403(B) RETIREMENT PLAN AND TRUST PLAN AND TRUST, CHILD START, INC.

CHILD START, INC.EIN 48-0637922Plan #001PY 2017

1002 S. OLIVER - WICHITA, KS 67218785-537-0366childstart.orgLinkedIn201-500 employeesindividual & family services

Prospect flagsLow returnsLow assets / participant

How to read this page

Total assets (EOY)

$3.7M

+15.2% from 2016

Total participants

325

+6.2% from 2016

Average account balance

$13,135

+3.9% from 2016

Annual return

11.04%

+14.05 pp from 2016

Benchmarks

See 5,167 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,167 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.07M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$22K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

234

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$589K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$165

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
NATIONWIDE2+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$33,060
KEATING & ASSOCIATES, INC.2+ years Service code 15 1011 POYNTZ AVE · MANHATTAN, KS 66502	Recordkeeping	$7,002

Plan features & details

Pension benefit codes2E2L2K2T3D2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$7K

$35 / participant

Contract admin$7K100.0%

% of EOY assets

0.190%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WIPFLI LLP
Auditor EIN: 390758449
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,135

$55,453-76.3%

$170,435-92.3%

$62,293-78.9%

Participation rate

80.1%

66.4%+13.7pp

83.6%-3.5pp

69.5%+10.6pp

Annual return

11.04%

21.38%-10.3pp

205.94%-194.9pp

28.90%-17.9pp

Employer contribution / active EE

$1,101

$2,164-49.1%

$5,432-79.7%

$2,042-46.1%

Participant deferral / active EE

$980

$2,303-57.5%

$4,939-80.2%

$3,169-69.1%

Admin fee / account holder

$25

$455-94.5%

$13,881-99.8%

$479-94.8%

Provider

Service type

Compensation

NATIONWIDE2+ years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$33,060

KEATING & ASSOCIATES, INC.2+ years

Service code 15

1011 POYNTZ AVE · MANHATTAN, KS 66502

Recordkeeping

$7,002

CHILD START, INC. 403(B) RETIREMENT PLAN AND TRUST PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHILD START, INC. 403(B) RETIREMENT PLAN AND TRUST PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion