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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,327 | $102,422+121.0% | $147,117+53.8% | $80,959+179.6% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 8.61% | 135.16%-126.5pp | 420.54%-411.9pp | 35.67%-27.1pp |
| Employer contribution / active EE | $4,542 | $3,717+22.2% | $4,932-7.9% | $2,757+64.7% |
| Participant deferral / active EE | $5,960 | $6,652-10.4% | $8,065-26.1% | $4,300+38.6% |
| Admin fee / account holder | $9,918 | $7,953+24.7% | $12,993-23.7% | $6,925+43.2% |