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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,327 | $102,429+121.0% | $147,096+53.9% | $80,925+179.7% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 8.61% | 135.02%-126.4pp | 419.75%-411.1pp | 35.65%-27.0pp |
| Employer contribution / active EE | $4,542 | $3,716+22.2% | $4,936-8.0% | $2,756+64.8% |
| Participant deferral / active EE | $5,960 | $6,649-10.4% | $8,071-26.2% | $4,299+38.6% |
| Admin fee / account holder | $9,918 | $7,957+24.6% | $13,005-23.7% | $6,940+42.9% |