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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,804 | $156,963-96.3% | $121,204-95.2% | $139,466-95.8% |
| Participation rate | 76.9% | 76.5%+0.5pp | 69.5%+7.4pp | 80.3%-3.4pp |
| Annual return | 14.67% | 1476.75%-1462.1pp | 987.18%-972.5pp | 373.66%-359.0pp |
| Employer contribution / active EE | $1,282 | $5,544-76.9% | $4,170-69.3% | $4,754-73.0% |
| Participant deferral / active EE | $5,701 | $4,848+17.6% | $4,083+39.6% | $6,712-15.1% |
| Admin fee / account holder | $370 | $6,953-94.7% | $5,651-93.4% | $11,409-96.8% |