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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,486 | $169,356-95.0% | $129,406-93.4% | $145,897-94.2% |
| Participation rate | 73.7% | 76.5%-2.8pp | 69.6%+4.0pp | 80.3%-6.6pp |
| Annual return | 10.00% | 14418.62%-14408.6pp | 9468.18%-9458.2pp | 552.29%-542.3pp |
| Employer contribution / active EE | $862 | $5,542-84.4% | $4,155-79.3% | $4,663-81.5% |
| Participant deferral / active EE | $3,928 | $4,987-21.2% | $4,167-5.7% | $6,689-41.3% |
| Admin fee / account holder | $446 | $9,915-95.5% | $7,689-94.2% | $13,390-96.7% |