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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,034 | $137,414-68.7% | $189,545-77.3% | $85,851-49.9% |
| Participation rate | 95.1% | 84.6%+10.5pp | 87.8%+7.3pp | 69.3%+25.8pp |
| Annual return | 16.17% | 38.14%-22.0pp | 555.36%-539.2pp | 318.63%-302.5pp |
| Employer contribution / active EE | $1,736 | $4,344-60.0% | $6,162-71.8% | $2,565-32.3% |
| Participant deferral / active EE | $2,374 | $6,260-62.1% | $8,220-71.1% | $3,952-39.9% |
| Admin fee / account holder | $2,716 | $8,630-68.5% | $12,049-77.5% | $6,261-56.6% |