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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,243 | $92,743-49.1% | $82,744-42.9% | $134,532-64.9% |
| Participation rate | 36.4% | 75.2%-38.8pp | 72.6%-36.2pp | 81.2%-44.9pp |
| Annual return | -5.91% | 946.63%-952.5pp | 702.22%-708.1pp | 418.27%-424.2pp |
| Employer contribution / active EE | $1,193 | $3,273-63.6% | $3,008-60.3% | $4,741-74.8% |
| Participant deferral / active EE | $3,375 | $4,802-29.7% | $4,395-23.2% | $6,401-47.3% |
| Admin fee / account holder | $635 | $5,977-89.4% | $5,325-88.1% | $11,429-94.4% |