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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,273 | $110,278-80.7% | $95,740-77.8% | $139,466-84.7% |
| Participation rate | 15.4% | 75.7%-60.4pp | 72.3%-56.9pp | 80.3%-64.9pp |
| Annual return | 23.86% | 27.19%-3.3pp | 28.41%-4.6pp | 373.66%-349.8pp |
| Employer contribution / active EE | $751 | $3,260-77.0% | $2,836-73.5% | $4,754-84.2% |
| Participant deferral / active EE | $1,327 | $4,674-71.6% | $4,244-68.7% | $6,712-80.2% |
| Admin fee / account holder | $640 | $6,613-90.3% | $5,676-88.7% | $11,409-94.4% |