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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,523 | $180,459+10.0% | $154,108+28.8% | $135,380+46.6% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | -5.68% | 888.21%-893.9pp | 735.21%-740.9pp | 519.81%-525.5pp |
| Employer contribution / active EE | $1,473 | $6,035-75.6% | $5,298-72.2% | $4,779-69.2% |
| Participant deferral / active EE | $14,462 | $5,806+149.1% | $5,081+184.6% | $5,609+157.8% |
| Admin fee / account holder | $457 | $16,145-97.2% | $13,411-96.6% | $10,828-95.8% |