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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,141 | $183,592-8.4% | $155,567+8.1% | $145,959+15.2% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 10.76% | 61.24%-50.5pp | 64.74%-54.0pp | 561.95%-551.2pp |
| Employer contribution / active EE | $1,437 | $5,315-73.0% | $4,674-69.3% | $4,661-69.2% |
| Participant deferral / active EE | $4,209 | $6,464-34.9% | $5,628-25.2% | $6,689-37.1% |
| Admin fee / account holder | $2,576 | $19,318-86.7% | $15,916-83.8% | $13,398-80.8% |