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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,141 | $183,539-8.4% | $155,556+8.1% | $145,897+15.2% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 10.76% | 61.31%-50.5pp | 64.84%-54.1pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,437 | $5,315-73.0% | $4,675-69.3% | $4,663-69.2% |
| Participant deferral / active EE | $4,209 | $6,467-34.9% | $5,631-25.3% | $6,689-37.1% |
| Admin fee / account holder | $2,576 | $19,275-86.6% | $15,885-83.8% | $13,390-80.8% |