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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,182 | $165,399-77.5% | $149,745-75.2% | $158,982-76.6% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 25.77% | 348.34%-322.6pp | 276.72%-251.0pp | 302.99%-277.2pp |
| Employer contribution / active EE | $254 | $5,105-95.0% | $4,646-94.5% | $4,763-94.7% |
| Participant deferral / active EE | $10,786 | $7,183+50.2% | $6,843+57.6% | $5,983+80.3% |
| Admin fee / account holder | $1,733 | $10,811-84.0% | $9,312-81.4% | $11,252-84.6% |