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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,469 | $101,795-22.9% | $165,100-52.5% | $80,959-3.1% |
| Participation rate | 93.1% | 71.8%+21.3pp | 78.6%+14.5pp | 67.7%+25.4pp |
| Annual return | 13.92% | 16.73%-2.8pp | 70.21%-56.3pp | 35.67%-21.7pp |
| Employer contribution / active EE | $2,056 | $2,954-30.4% | $4,348-52.7% | $2,757-25.4% |
| Participant deferral / active EE | $4,313 | $4,476-3.6% | $6,035-28.5% | $4,300+0.3% |
| Admin fee / account holder | $2,733 | $8,221-66.8% | $12,696-78.5% | $6,925-60.5% |