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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,852 | $89,370-21.8% | $141,197-50.5% | $72,976-4.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.12% | 111.88%-94.8pp | 71.41%-54.3pp | 81.02%-63.9pp |
| Employer contribution / active EE | $5,128 | $3,115+64.6% | $4,736+8.3% | $2,440+110.2% |
| Participant deferral / active EE | $4,285 | $5,419-20.9% | $6,710-36.1% | $3,608+18.8% |
| Admin fee / account holder | $5,649 | $5,957-5.2% | $10,265-45.0% | $5,124+10.2% |