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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,850 | $124,351-81.6% | $109,188-79.1% | $167,553-86.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 17.19% | 26.04%-8.9pp | 25.76%-8.6pp | 478.89%-461.7pp |
| Employer contribution / active EE | $0 | $4,210-100.0% | $3,723-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $5,951 | $5,257+13.2% | $4,654+27.9% | $6,343-6.2% |
| Admin fee / account holder | $5,373 | $7,975-32.6% | $6,755-20.5% | $12,316-56.4% |