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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,779 | $197,603-69.2% | $177,827-65.8% | $158,950-61.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 9.51% | 58.76%-49.2pp | 48.32%-38.8pp | 302.91%-293.4pp |
| Employer contribution / active EE | $1,159 | $6,698-82.7% | $5,918-80.4% | $4,762-75.7% |
| Participant deferral / active EE | $7,195 | $8,404-14.4% | $7,713-6.7% | $5,983+20.3% |
| Admin fee / account holder | $774 | $15,402-95.0% | $12,429-93.8% | $11,248-93.1% |