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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,638 | $160,028-85.9% | $147,080-84.6% | $145,884-84.5% |
| Participation rate | 87.0% | 84.0%+2.9pp | 82.2%+4.8pp | 80.3%+6.7pp |
| Annual return | 8.26% | 98.60%-90.3pp | 420.17%-411.9pp | 551.85%-543.6pp |
| Employer contribution / active EE | $1,768 | $5,286-66.6% | $4,933-64.2% | $4,662-62.1% |
| Participant deferral / active EE | $3,250 | $8,422-61.4% | $8,066-59.7% | $6,690-51.4% |
| Admin fee / account holder | $858 | $15,030-94.3% | $12,989-93.4% | $13,392-93.6% |