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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,320 | $106,749-76.3% | $145,433-82.6% | $82,448-69.3% |
| Participation rate | 83.3% | 75.6%+7.7pp | 82.1%+1.2pp | 68.1%+15.3pp |
| Annual return | 13.88% | 27.59%-13.7pp | 66.58%-52.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,513 | $3,444-56.1% | $4,554-66.8% | $2,551-40.7% |
| Participant deferral / active EE | $2,770 | $6,519-57.5% | $7,897-64.9% | $4,139-33.1% |
| Admin fee / account holder | $1,524 | $8,390-81.8% | $13,129-88.4% | $7,234-78.9% |