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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,152 | $160,040-52.4% | $147,096-48.2% | $145,877-47.8% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 21.58% | 98.49%-76.9pp | 419.75%-398.2pp | 551.28%-529.7pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $11,944 | $8,429+41.7% | $8,071+48.0% | $6,691+78.5% |
| Admin fee / account holder | $8,261 | $15,050-45.1% | $13,005-36.5% | $13,402-38.4% |