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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,152 | $159,934-52.4% | $147,005-48.2% | $145,959-47.8% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+8.0pp |
| Annual return | 21.58% | 98.24%-76.7pp | 418.76%-397.2pp | 561.95%-540.4pp |
| Employer contribution / active EE | $0 | $5,287-100.0% | $4,934-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $11,944 | $8,427+41.7% | $8,070+48.0% | $6,689+78.6% |
| Admin fee / account holder | $8,261 | $15,053-45.1% | $13,006-36.5% | $13,398-38.3% |