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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,577 | $183,539-56.1% | $155,556-48.2% | $145,897-44.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 13.51% | 61.31%-47.8pp | 64.84%-51.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,526 | $5,315-71.3% | $4,675-67.4% | $4,663-67.3% |
| Participant deferral / active EE | $8,557 | $6,467+32.3% | $5,631+52.0% | $6,689+27.9% |
| Admin fee / account holder | $318 | $19,275-98.4% | $15,885-98.0% | $13,390-97.6% |