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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,479 | $142,409-41.4% | $119,634-30.2% | $134,545-38.0% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.3%+10.7pp | 81.2%+8.8pp |
| Annual return | -14.18% | -12.46%-1.7pp | -14.98%+0.8pp | 418.37%-432.5pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $13,707 | $6,468+111.9% | $5,601+144.7% | $6,401+114.1% |
| Admin fee / account holder | $392 | $13,594-97.1% | $10,329-96.2% | $11,431-96.6% |