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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,353 | $87,834+9.7% | $133,975-28.1% | $62,881+53.2% |
| Participation rate | 95.5% | 83.4%+12.1pp | 87.1%+8.4pp | 69.3%+26.1pp |
| Annual return | 9.08% | 12.05%-3.0pp | 29.29%-20.2pp | 20.14%-11.1pp |
| Employer contribution / active EE | $1,031 | $3,482-70.4% | $5,211-80.2% | $2,281-54.8% |
| Participant deferral / active EE | $4,112 | $4,812-14.5% | $6,282-34.5% | $3,203+28.4% |
| Admin fee / account holder | $374 | $5,372-93.0% | $9,324-96.0% | $4,296-91.3% |