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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,761 | $177,595-90.0% | $148,496-88.0% | $198,609-91.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 8.45% | 9.97%-1.5pp | 12.33%-3.9pp | 202.70%-194.3pp |
| Employer contribution / active EE | $1,875 | $4,098-54.2% | $3,497-46.4% | $5,055-62.9% |
| Participant deferral / active EE | $7,800 | $5,539+40.8% | $4,808+62.2% | $6,977+11.8% |
| Admin fee / account holder | $46,494 | $27,010+72.1% | $19,547+137.9% | $19,030+144.3% |