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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,761 | $132,634-86.6% | $115,768-84.7% | $137,256-87.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 8.45% | 160.70%-152.3pp | 100.46%-92.0pp | 220.34%-211.9pp |
| Employer contribution / active EE | $1,875 | $3,360-44.2% | $2,940-36.2% | $4,156-54.9% |
| Participant deferral / active EE | $7,800 | $5,619+38.8% | $4,917+58.6% | $6,407+21.7% |
| Admin fee / account holder | $46,494 | $15,028+209.4% | $12,439+273.8% | $12,270+278.9% |