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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,191 | $165,399-92.0% | $149,745-91.2% | $158,982-91.7% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 31.05% | 348.34%-317.3pp | 276.72%-245.7pp | 302.99%-271.9pp |
| Employer contribution / active EE | $2,365 | $5,105-53.7% | $4,646-49.1% | $4,763-50.3% |
| Participant deferral / active EE | $5,059 | $7,183-29.6% | $6,843-26.1% | $5,983-15.5% |
| Admin fee / account holder | $1,227 | $10,811-88.6% | $9,312-86.8% | $11,252-89.1% |