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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,640 | $100,805-25.0% | $86,698-12.8% | $134,532-43.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.69% | 29.09%-41.8pp | 35.95%-48.6pp | 418.27%-431.0pp |
| Employer contribution / active EE | $7,610 | $3,490+118.1% | $2,837+168.3% | $4,741+60.5% |
| Participant deferral / active EE | $9,703 | $5,339+81.7% | $4,656+108.4% | $6,401+51.6% |
| Admin fee / account holder | $2,858 | $10,925-73.8% | $7,493-61.9% | $11,429-75.0% |