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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,007 | $141,004+134.7% | $112,273+194.8% | $139,466+137.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.87% | 32.75%-18.9pp | 30.23%-16.4pp | 373.66%-359.8pp |
| Employer contribution / active EE | $7,973 | $4,285+86.1% | $3,431+132.4% | $4,754+67.7% |
| Participant deferral / active EE | $26,288 | $5,878+347.2% | $4,800+447.7% | $6,712+291.7% |
| Admin fee / account holder | $439 | $9,959-95.6% | $7,752-94.3% | $11,409-96.2% |