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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,971 | $161,352+206.8% | $134,172+268.9% | $137,256+260.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 10.44% | 28.72%-18.3pp | 25.30%-14.9pp | 220.34%-209.9pp |
| Employer contribution / active EE | $12,188 | $4,099+197.4% | $3,420+256.4% | $4,156+193.3% |
| Participant deferral / active EE | $27,500 | $5,552+395.3% | $4,690+486.3% | $6,407+329.2% |
| Admin fee / account holder | $4,533 | $15,028-69.8% | $12,016-62.3% | $12,270-63.1% |