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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,322 | $160,040-10.4% | $147,096-2.6% | $145,877-1.8% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 13.56% | 98.49%-84.9pp | 419.75%-406.2pp | 551.28%-537.7pp |
| Employer contribution / active EE | $3,201 | $5,289-39.5% | $4,936-35.1% | $4,663-31.4% |
| Participant deferral / active EE | $8,182 | $8,429-2.9% | $8,071+1.4% | $6,691+22.3% |
| Admin fee / account holder | $16,078 | $15,050+6.8% | $13,005+23.6% | $13,402+20.0% |