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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,630 | $82,674+48.3% | $125,381-2.2% | $68,486+79.1% |
| Participation rate | 86.7% | 75.1%+11.6pp | 82.4%+4.3pp | 67.9%+18.8pp |
| Annual return | -14.16% | -5.97%-8.2pp | 572.31%-586.5pp | -7.85%-6.3pp |
| Employer contribution / active EE | $20,912 | $3,382+518.4% | $4,815+334.3% | $2,597+705.4% |
| Participant deferral / active EE | $12,003 | $6,111+96.4% | $7,448+61.2% | $4,028+198.0% |
| Admin fee / account holder | $1,289 | $6,277-79.5% | $10,007-87.1% | $5,404-76.1% |