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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,242 | $167,353+2.3% | $143,797+19.1% | $134,545+27.3% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -16.78% | 0.48%-17.3pp | -0.04%-16.7pp | 418.37%-435.2pp |
| Employer contribution / active EE | $5,308 | $5,620-5.6% | $4,952+7.2% | $4,742+11.9% |
| Participant deferral / active EE | $4,125 | $6,447-36.0% | $5,638-26.8% | $6,401-35.6% |
| Admin fee / account holder | $1,319 | $18,096-92.7% | $14,679-91.0% | $11,431-88.5% |