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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,327 | $75,963-64.0% | $97,995-72.1% | $70,126-61.0% |
| Participation rate | 100.0% | 77.0%+23.0pp | 82.4%+17.6pp | 69.5%+30.5pp |
| Annual return | 46.77% | 19.26%+27.5pp | 23.94%+22.8pp | 73.15%-26.4pp |
| Employer contribution / active EE | $4,341 | $3,278+32.4% | $4,158+4.4% | $2,343+85.3% |
| Participant deferral / active EE | $8,904 | $4,053+119.7% | $5,097+74.7% | $3,332+167.2% |
| Admin fee / account holder | $2,094 | $5,407-61.3% | $5,943-64.8% | $4,645-54.9% |