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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,808 | $148,629-95.4% | $135,982-95.0% | $139,487-95.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.89% | 79.33%-68.4pp | 68.32%-57.4pp | 373.84%-363.0pp |
| Employer contribution / active EE | $2,072 | $5,247-60.5% | $4,859-57.4% | $4,755-56.4% |
| Participant deferral / active EE | $3,400 | $8,102-58.0% | $7,760-56.2% | $6,713-49.3% |
| Admin fee / account holder | $451 | $12,406-96.4% | $10,767-95.8% | $11,407-96.1% |