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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,800 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,927 | $84,493-55.1% | $125,381-69.8% | $66,938-43.3% |
| Participation rate | 91.5% | 76.4%+15.1pp | 82.4%+9.1pp | 69.8%+21.7pp |
| Annual return | -5.63% | -8.49%+2.9pp | 572.31%-577.9pp | 1.58%-7.2pp |
| Employer contribution / active EE | $2,562 | $3,554-27.9% | $4,815-46.8% | $2,545+0.7% |
| Participant deferral / active EE | $6,651 | $6,783-2.0% | $7,448-10.7% | $4,238+56.9% |
| Admin fee / account holder | $24 | $685-96.6% | $10,007-99.8% | $594-96.0% |