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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,837 | $61,166-51.2% | $185,837-83.9% | $79,393-62.4% |
| Participation rate | 93.4% | 66.6%+26.8pp | 81.7%+11.7pp | 70.7%+22.7pp |
| Annual return | 19.15% | 19.45%-0.3pp | 122.08%-102.9pp | 116.87%-97.7pp |
| Employer contribution / active EE | $1,664 | $2,321-28.3% | $5,168-67.8% | $2,428-31.5% |
| Participant deferral / active EE | $3,107 | $2,789+11.4% | $5,568-44.2% | $4,046-23.2% |
| Admin fee / account holder | $532 | $710-25.0% | $16,241-96.7% | $627-15.1% |