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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,358 | $72,269-70.4% | $101,271-78.9% | $79,852-73.3% |
| Participation rate | 81.0% | 68.5%+12.5pp | 75.8%+5.1pp | 69.6%+11.3pp |
| Annual return | 7.28% | 22.29%-15.0pp | 46.48%-39.2pp | 31.72%-24.4pp |
| Employer contribution / active EE | $1,743 | $2,692-35.2% | $3,660-52.4% | $2,471-29.4% |
| Participant deferral / active EE | $2,342 | $3,282-28.6% | $4,371-46.4% | $3,740-37.4% |
| Admin fee / account holder | $3,759 | $4,401-14.6% | $5,948-36.8% | $5,306-29.2% |