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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,824 | $209,422-69.0% | $178,503-63.7% | $158,982-59.2% |
| Participation rate | 95.7% | 86.4%+9.3pp | 81.9%+13.7pp | 82.0%+13.7pp |
| Annual return | 33.38% | 188.81%-155.4pp | 151.12%-117.7pp | 302.99%-269.6pp |
| Employer contribution / active EE | $2,489 | $5,707-56.4% | $5,011-50.3% | $4,763-47.8% |
| Participant deferral / active EE | $5,443 | $5,955-8.6% | $5,202+4.6% | $5,983-9.0% |
| Admin fee / account holder | $480 | $17,079-97.2% | $13,987-96.6% | $11,252-95.7% |