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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,652 | $138,114-94.5% | $125,391-93.9% | $134,545-94.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.57% | 750.88%-767.5pp | 572.41%-589.0pp | 418.37%-434.9pp |
| Employer contribution / active EE | $910 | $5,246-82.6% | $4,816-81.1% | $4,742-80.8% |
| Participant deferral / active EE | $8,231 | $7,801+5.5% | $7,448+10.5% | $6,401+28.6% |
| Admin fee / account holder | $26,999 | $11,570+133.4% | $10,009+169.8% | $11,431+136.2% |