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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,112 | $95,915-39.4% | $79,580-27.0% | $134,532-56.8% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -1.08% | -2.71%+1.6pp | 0.15%-1.2pp | 418.27%-419.3pp |
| Employer contribution / active EE | $1,411 | $3,129-54.9% | $2,413-41.5% | $4,741-70.2% |
| Participant deferral / active EE | $6,631 | $4,693+41.3% | $3,985+66.4% | $6,401+3.6% |
| Admin fee / account holder | $0 | $9,132-100.0% | $6,835-100.0% | $11,429-100.0% |