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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,178 | $154,228-86.3% | $145,433-85.4% | $137,256-84.6% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 106.79% | 74.59%+32.2pp | 66.58%+40.2pp | 220.34%-113.6pp |
| Employer contribution / active EE | $2,096 | $4,804-56.4% | $4,554-54.0% | $4,156-49.6% |
| Participant deferral / active EE | $4,691 | $8,216-42.9% | $7,897-40.6% | $6,407-26.8% |
| Admin fee / account holder | $1,807 | $14,344-87.4% | $13,129-86.2% | $12,270-85.3% |