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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,130 | $183,592-43.3% | $155,574-33.1% | $145,877-28.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 14.12% | 61.37%-47.3pp | 64.87%-50.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $1,508 | $5,317-71.6% | $4,676-67.8% | $4,663-67.7% |
| Participant deferral / active EE | $9,290 | $6,466+43.7% | $5,629+65.0% | $6,691+38.9% |
| Admin fee / account holder | $460 | $19,316-97.6% | $15,914-97.1% | $13,402-96.6% |