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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,363 | $112,935-96.1% | $90,970-95.2% | $158,966-97.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 40.00% | 215.79%-175.8pp | 134.58%-94.6pp | 302.95%-263.0pp |
| Employer contribution / active EE | $2,025 | $2,895-30.0% | $2,122-4.6% | $4,762-57.5% |
| Participant deferral / active EE | $2,032 | $4,129-50.8% | $3,373-39.8% | $5,983-66.0% |
| Admin fee / account holder | $345 | $8,045-95.7% | $5,960-94.2% | $11,250-96.9% |