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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,042 | $138,114-79.7% | $125,391-77.6% | $134,545-79.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -78.58% | 750.88%-829.5pp | 572.41%-651.0pp | 418.37%-496.9pp |
| Employer contribution / active EE | $8,747 | $5,246+66.7% | $4,816+81.6% | $4,742+84.5% |
| Participant deferral / active EE | $14,843 | $7,801+90.3% | $7,448+99.3% | $6,401+131.9% |
| Admin fee / account holder | $6,933 | $11,570-40.1% | $10,009-30.7% | $11,431-39.3% |