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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,227 | $175,231-92.5% | $149,696-91.2% | $139,466-90.5% |
| Participation rate | 93.3% | 83.4%+9.9pp | 78.8%+14.6pp | 80.3%+13.0pp |
| Annual return | 23.67% | 166.77%-143.1pp | 134.46%-110.8pp | 373.66%-350.0pp |
| Employer contribution / active EE | $1,984 | $5,478-63.8% | $4,821-58.8% | $4,754-58.3% |
| Participant deferral / active EE | $3,507 | $6,521-46.2% | $5,682-38.3% | $6,712-47.7% |
| Admin fee / account holder | $986 | $16,155-93.9% | $13,212-92.5% | $11,409-91.4% |