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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,257 | $55,453-65.3% | $170,435-88.7% | $62,293-69.1% |
| Participation rate | 36.7% | 66.4%-29.7pp | 83.6%-46.9pp | 69.5%-32.8pp |
| Annual return | 22.00% | 21.38%+0.6pp | 205.94%-183.9pp | 28.90%-6.9pp |
| Employer contribution / active EE | $0 | $2,164-100.0% | $5,432-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,264 | $2,303-45.1% | $4,939-74.4% | $3,169-60.1% |
| Admin fee / account holder | $716 | $455+57.3% | $13,881-94.8% | $479+49.3% |