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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,608 | $112,933-73.8% | $90,970-67.5% | $158,982-81.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 21.87% | 215.82%-194.0pp | 134.60%-112.7pp | 302.99%-281.1pp |
| Employer contribution / active EE | $366 | $2,893-87.4% | $2,122-82.8% | $4,763-92.3% |
| Participant deferral / active EE | $6,659 | $4,128+61.3% | $3,373+97.4% | $5,983+11.3% |
| Admin fee / account holder | $388 | $8,047-95.2% | $5,961-93.5% | $11,252-96.5% |