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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,489 | $167,352-80.0% | $143,788-76.7% | $134,509-75.1% |
| Participation rate | 33.3% | 84.8%-51.5pp | 80.3%-47.0pp | 81.2%-47.9pp |
| Annual return | -18.07% | 0.47%-18.5pp | -0.03%-18.0pp | 418.13%-436.2pp |
| Employer contribution / active EE | $2,165 | $5,620-61.5% | $4,952-56.3% | $4,741-54.3% |
| Participant deferral / active EE | $944 | $6,447-85.4% | $5,638-83.3% | $6,400-85.2% |
| Admin fee / account holder | $150 | $18,091-99.2% | $14,675-99.0% | $11,427-98.7% |