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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,408 | $103,008-65.6% | $90,304-60.8% | $152,897-76.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 31.72% | 95.22%-63.5pp | 78.13%-46.4pp | 345.43%-313.7pp |
| Employer contribution / active EE | $3,150 | $3,139+0.3% | $2,855+10.3% | $4,764-33.9% |
| Participant deferral / active EE | $5,275 | $4,281+23.2% | $3,885+35.8% | $5,851-9.8% |
| Admin fee / account holder | $516 | $6,175-91.6% | $5,354-90.4% | $11,599-95.6% |