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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,463 | $88,754-80.3% | $81,820-78.7% | $145,877-88.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.65% | 1031.77%-1018.1pp | 777.93%-764.3pp | 551.28%-537.6pp |
| Employer contribution / active EE | $3,172 | $3,085+2.8% | $2,915+8.8% | $4,663-32.0% |
| Participant deferral / active EE | $4,134 | $4,648-11.0% | $4,323-4.4% | $6,691-38.2% |
| Admin fee / account holder | $1,691 | $8,424-79.9% | $7,391-77.1% | $13,402-87.4% |